UAE Ministry of Human Resources and Emiratisation Partners with Tabby to Launch Installment Payments for Service Fees and Fines Across Seven Emirates

[ABU DHABI, July 23, 2026] — The United Arab Emirates is expanding its digital government payment systems as the Ministry of Human Resources and Emiratisation (MoHRE) launches a new Tabby installment payment option. Eligible customers across Dubai, Abu Dhabi, Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah, and Fujairah can now divide their administrative service fees and fines up to AED 20,000 into monthly installments over a period of 4 to 12 months.

The integration is designed to improve cash flow for regional businesses and provide individuals with greater flexibility when settling regulatory obligations. By incorporating alternative payment solutions directly into its digital portal, the ministry aims to streamline human resource procedures and support the national transition toward a cashless government infrastructure.

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MoHRE Introduces Flexible Repayment Periods for Government Transactions

The new installment service allows eligible users to partition regulatory transaction fees into smaller, scheduled payments. During the online checkout process on the ministry’s digital platforms, customers can select the new option to spread the transaction amount over their preferred duration.

The service accommodates transactions up to a maximum value of AED 20,000, offering repayment structures between 4 and 12 months. This capping makes the solution highly useful for small-to-medium enterprises and individual employees managing personal residency or labor-related service costs.

By adding a buy-now-pay-later option to its portal, the government provides an alternative to traditional upfront payments. This structure helps users balance their monthly budgets while ensuring that regulatory filings and corporate compliance deadlines are met without delay.

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Digital Payments Modernize Public Services in Dubai and Abu Dhabi

The adoption of flexible payment systems represents a major component of the country's digital transformation strategy. Public entities are increasingly utilizing financial technology to reduce administrative friction and simplify interactions between government departments and the public.

In major commercial hubs like Dubai and Abu Dhabi, where corporate entities manage high volumes of labor cards, work permits, and residency filings, flexible payment models assist with cash flow management. Companies can distribute recruitment-related fees over several billing cycles rather than paying large sums upfront.

This shift helps businesses preserve capital for operational requirements while maintaining compliance with national labor laws. Simplifying payment transactions supports the broader goal of building an agile digital economy that attracts international corporate investment.

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Nationwide Accessibility Extends Payment Options Beyond Capital Hubs

While Dubai and Abu Dhabi represent the largest employment centers, the payment service is available across all seven emirates. Individuals and businesses operating in Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah, and Fujairah can access the same digital payment options.

This nationwide deployment ensures equal access to modern administrative services, reducing regional differences in business operations. Smaller enterprises in the northern emirates can leverage these flexible repayment structures to support local workforce growth.

Providing unified payment options across the entire territory strengthens the national regulatory framework. Businesses can manage multiple regional branch offices through a single, consistent digital portal with standardized payment choices.

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Approved Banking Partners Maintain Existing Credit Card Installment Systems

The new partnership expands upon the credit card installment programs already established by the ministry. Before the launch of the new service, eligible cardholders could convert transactions into structured monthly repayments through approved local banks.

This credit card system remains active, allowing users to select repayment plans based on the terms and credit limits defined by their respective financial institutions. This option is particularly useful for larger corporate transactions that exceed the AED 20,000 cap of the new service.

Approved local banking partners participating in the credit card program include Emirates NBD, Abu Dhabi Commercial Bank (ADCB), Abu Dhabi Islamic Bank (ADIB), First Abu Dhabi Bank (FAB), Mashreq Bank, Commercial Bank of Dubai (CBD), Commercial International Bank (CIB), and RAKBANK.

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Data Table: UAE MoHRE Digital Payment and Re-payment Portals

The details of the active payment and installment facilities for MoHRE transactions are outlined in the table below:

Payment Provider / System	Eligible Region	Maximum Transaction Limit	Repayment Terms Available	Requirements / Parameters
Tabby Installment Service	All Seven Emirates	AED 20,000	4 to 12 Months	Selection at checkout via MoHRE digital portal; no bank credit card required
Emirates NBD Card Plans	Nationwide	Subject to card credit limit	Up to 12 Months	Eligible credit card issued by Emirates NBD; subject to bank terms
ADCB Installment Portal	Nationwide	Subject to card credit limit	Up to 12 Months	Eligible credit card issued by ADCB; subject to bank terms
FAB Corporate & Retail Card	Nationwide	Subject to card credit limit	Up to 12 Months	Eligible credit card issued by FAB; subject to bank terms
Mashreq Bank Credit Program	Nationwide	Subject to card credit limit	Up to 12 Months	Eligible credit card issued by Mashreq; subject to bank terms
Other Banking Partners	Nationwide	Subject to card credit limit	Up to 12 Months	Cards from ADIB, CBD, CIB, and RAKBANK; subject to individual bank policies

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Impact Analysis: The Integration of Financial Technology into Civic Infrastructure

The integration of alternative payment channels into public databases reflects a significant shift in public administration. Historically, government agencies relied on centralized, rigid fee-collection models. By incorporating consumer fintech products, public institutions are matching the transaction convenience found in private e-commerce markets.

This change reduces the likelihood of payment delays, which often lead to administrative fines and corporate compliance lapses. By smoothing the payment process, the ministry can process labor transactions more quickly, accelerating visa issuance and employee onboarding for the local workforce.

Furthermore, this setup supports financial inclusion. Individual workers and newly established start-ups that may not possess premium corporate credit cards can utilize alternative installment plans to manage transition costs and official registration fees.

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Why This Matters: Expert Perspective on Public Sector Fintech Realignment

This payment initiative demonstrates that modern public sector administration is increasingly adopting commercial fintech models to optimize regulatory compliance. In high-growth markets like the UAE, managing workforce registration fees represents a major operational cost for companies.

By introducing installment options up to AED 20,000, the ministry is addressing a key business pain point: upfront liquidity constraints during peak hiring seasons. This structural change allows companies to align their regulatory expenses directly with their operational cash flow, making the regional business environment more competitive.

For the international travel and relocation sectors, this policy represents a significant step. Smoother, more flexible corporate payment systems directly reduce the time it takes to onboard expatriate workers, reinforcing the country's status as a highly responsive global corporate hub.

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